Phone: (440) 358-2100     Fax: (440) 358-2100
Effort and Benefits

LOAN RATES

Effective Date: 12/31/2023
New Car / Truck
Credit Score
Risk
Credit Union Score
Rate
Credit Union Loan Rate (APR*)
750+ Very Low A+ 4.50%
680-749 Low A Base Rate 5.50%
640-679 Medium Low B 6.50%
600-639 Medium C 7.50%
550-599 Medium High D 9.99%
< 549 High E 12.99%
*APR Is The Annual Percentage Rate. All rates are subject to change.

Used Car / Truck
Add 1% for 10 yrs. & older OR >100,000 miles (Effect. 3/21/17)
Credit Score
Risk
Credit Union Score
Rate
Credit Union Loan Rate (APR*)
750+ Very Low A+ 5.50%
680-749 Low A Base Rate 6.50%
640-679 Medium Low B 8.50%
600-639 Medium C 10.50%
550-599 Medium High D 13.99%
< 549 High E 17.99%
*APR Is The Annual Percentage Rate. All rates are subject to change.


ATV/ Scooter / Boat/ RV
Credit Score
Risk
Credit Union Score
Rate
Credit Union Loan Rate (APR*)
750+ Very Low A+   6.25%
680-749 Low A Base Rate 7.25%
640-679 Medium Low B   10.50%
600-639 Medium C   13.99%
550-599 Medium High D   14.99%
< 549 High E   17.99%
*APR Is The Annual Percentage Rate. All rates are subject to change.

Motorcycle
Credit Score
Risk
Credit Union Score
Rate
Credit Union Loan Rate (APR*)
750+ Very Low A+   6.25%
680-749 Low A Base Rate 7.25%
640-679 Medium Low B   10.50%
600-639 Medium C   13.99%
550-599 Medium High D   14.99%
< 549 High E   17.99%
*APR Is The Annual Percentage Rate. All rates are subject to change.


Signature
Credit Score
Risk
Credit Union Score
Rate
Credit Union Loan Rate (APR*)
750+ Very Low A+   9.99%
680-749 Low A Base Rate 11.99%
640-679 Medium Low B   13.99%
600-639 Medium C   15.99%
550-599 Medium High D   17.99%
< 549 High E   18.99%
*APR Is The Annual Percentage Rate. All rates are subject to change.


Share Secured
Effective Date: 7/1/2012
4.99% APR*
*APR Is The Annual Percentage Rate. All rates are subject to change.